Buying Your Dream Home—Here’s How

Whether you're buying your first home, upsizing, downsizing, or adding to your investment portfolio—this is a big moment, and we're here to make it smooth, informed, and even enjoyable. We believe home buying should feel empowering, not overwhelming. That’s why we combine local insight, experience, and tailored guidance to help you find the right home without unnecessary stress. From the initial search to closing day, we’re by your side—offering clarity at every step, advocating for your best interests, and making sure you feel confident in every decision along the way. This is more than just a transaction. It’s your future—and we’re honored to be a part of it.

WHY?

Build Equity & Grow Wealth
Tax Benefits (Mortgage Interest & Property Taxes)
Appreciation & Long-Term Investment Potential
Pride of Ownership—Make It Your Own
No Landlord or Rent Increases
Leverage: Buy with as little as 5–10% down
Stable Monthly Payments (with a fixed-rate loan)
Customize & Renovate Freely
Potential Rental Income (now or down the road)

Let’s Talk Numbers: What Can You Buy?

1. Your Down Payment
Most loans require 3.5–5% down, but putting down 20–25% may qualify you for faster approvals and no mortgage insurance.

2. Mortgage Qualification
Lenders typically prefer your total monthly payment (principal, interest, taxes, insurance) to stay within 25–28% of your gross monthly income.

3. Closing Costs
Expect to pay 2–5% of your loan amount at closing. This covers loan processing, title, and other transaction-related fees. Some may be financed depending on your loan program.